Pix Automático
What is Pix Automático?
Pix Automático is a new Central Bank feature that lets you automate recurring payments, such as monthly fees, subscriptions, and service installments, with a single authorization from the payer. Amounts are debited automatically via Pix on the scheduled dates.
How it works
- Authorization: The customer authorizes the payment once.
- Setup: You define the amount and the charge frequency.
- Charge: The system runs the automatic charge on the scheduled dates.
- Retries: If there is no balance, up to 3 new attempts are made over 7 days.
Benefits for your business
- Faster receipt of funds: Receive recurring payments more quickly and simply.
- Lower default rates: Lower risk of not receiving payments.
- Lower operating cost: Reduced costs from manual processes.
- Greater cash-flow predictability: Better financial planning.
- No bank agreement required: A standalone solution.
- Fully digital solution: Via API and app or web platform.
Pix Automático API
The Pix Automático API lets you set up and manage automatic payments via Pix, offering speed and security for recurring or scheduled transactions.
Participants
- Payer: Authorizes the automatic payment.
- Payee: Receives the amounts according to the defined schedule.
Use Cases
- Monthly fees for gyms and studios.
- Charges for condominium fees, whether residential or commercial.
- Monthly fees for schools, universities, and open courses.
- Subscriptions to digital services.
- Recurring charges from clubs, consultancies, or associations.
Available Resources
The Pix Automático API resources are available in the API Reference.
📘 API Reference